Business Secret Reveal

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Business Exchange Rates

Exchange Rate - Issued by Malayan Banking
June 13 2007, Wed

	SELLING TT/OD	BUYING TT	BUYING OD
Units of Malaysian ringgit per unit of foreign currency:
1 US DOLLAR	3.5010	3.4360	3.4260
1 AUSTRALIAN DOLLAR	2.9540	2.8780	2.8620
1 BRUNEI DOLLAR	2.2730	2.2280	2.2200
1 CANADIAN DOLLAR	3.2820	3.2170	3.2050
1 EURO	4.6550	4.5630	4.5430
1 NEW ZEALAND DOLLAR	2.6330	2.5600	2.5440
1 PAPUA N GUINEA KINA	1.2320	1.1150	1.0990
1 SINGAPORE DOLLAR	2.2725	2.2280	2.2200
1 STERLING POUND	6.9110	6.7750	6.7550
1 SWISS FRANC	2.8170	2.7610	2.7460
100 UAE DIRHAN	96.3300	92.5500	92.3500
100 BANGLADESH TAKA	5.2500	4.9400	4.7400
100 DANISH KRONE	64.3700	59.4200	59.2200
100 HONGKONG DOLLAR	45.4800	43.2600	43.0600
100 INDIAN RUPEE	8.9200	8.2400	8.0400
100 INDONESIAN RUPIAH	0.0406	0.0350	0.0300
100 JAPANESE YEN	2.8800	2.8230	2.8130
100 NORWEGIAN KRONE	59.0500	54.5100	54.3100
100 PAKISTAN RUPEE	5.8700	5.5300	5.3300
100 PHILIPPINE PESO	7.7200	7.3000	7.1000
100 QATAR RIAL	97.2100	93.4000	93.2000
100 SAUDI RIYAL	94.3300	90.6300	90.4300
100 SOUTH AFRICAN RAND	48.5600	46.6600	46.4600
100 SRI LANKA RUPEE	3.2200	3.0300	2.8300
100 SWEDISH KRONA	51.2000	46.7900	46.5900
100 THAI BAHT	11.5400	9.8300	9.6300

Learn to Work A Career

Learn to Work a Career Fair -- Before, During and After

It isn't often that a bunch of employers will gather for several hours in a purposeful effort to meet you and other job seekers. So when a career fair is held in your city or, even better, right on your own campus, it's smart for you to attend.

But to get something from the experience beyond a few free key chains, you need to understand what you should do before, during and after the career fair -- and then follow through.

Before

1. Develop a Strong Resume: Highlight your skills and accomplishments. The document should be error-free, concise and graphically pleasing. Don't forget to make several copies, since you'll probably visit with more than one employer.

2. Get or Make Business Cards: You can buy blank business cards at stores like Office Depot, and then use a computer and laser printer to create some personalized cards. List your name, contact information, and perhaps your major and the career you'd like to pursue after graduation.

3. Study the Organizations Attending the Fair: Nothing impresses an employer less than a student asking, "So what do you guys do?" Instead, be one of the few students who knows something about each of the companies. The more informed you are, the more likely you will be positively remembered.

4. Develop a 30-Second Commercial: "Tell me a little about yourself." You're likely to get that invitation from many of the employers at the fair. So spend a little time beforehand figuring out your response. Think of your reply as a 30-second, self-promotional commercial you'll deliver to each employer who asks.

During

1. Introduce Yourself and Shake Hands: In many ways, a career fair is a test of your social skills. While employers are almost always friendly and outgoing, they'll expect the same of you. If you haven't done much ice breaking before, practice in advance with a campus career counselor or friend.

2. Dress Appropriately: In most cases, you'll want to dress professionally to attend a career fair. Sometimes business casual is fine, but don't go too casual. When in doubt, overdress. Substitute a briefcase or bag for your backpack; you want to look less like a student and more like a future professional.

3. Ask Intelligent Questions: If you've studied up on the organizations, you'll probably have some questions you'd like to ask. Not only will you get some answers, but you'll also show yourself to be someone who does his research.

4. Focus on What You Can Offer: You'll be a refreshing change to most company representatives if you tell them what you can do for them and their organizations instead of asking what they can do for you.

5. Leave Your Resume and Card with Each Representative: Then be sure to grab each representative's card.

After

1. Take Notes: After the fair concludes, jot down notes about conversations you had with company representatives. If you wait too long, the conversations will start running together in your head, and you'll forget what you said to whom.

2. Follow Up on Promises: If, for example, a company representative expressed interest in looking at your Web site, make sure to email the URL like you said you would.

3. Send Thank-You Notes: Write or email each of the people you met and thank them for their time. Reiterate your interest in the company and your relevant skills and experience. Most job seekers fail to take this simple step, often losing out in the end to those who did express their thanks.

There will be few other times in your life when employers will make such a concerted bid to get your attention. So when they participate in a nearby career fair, make the most of the opportunity to present yourself favorably, gather useful information and meet new contacts. Your small investment of time and effort -- before, during and after -- might very well turn into an opportunity you wouldn't have otherwise had.

Try This 4-Years Career Checklist

What makes you tick? What major will fit you best? How will you find a good career? And how can you keep from going crazy trying to sort through this swirl of career-related questions?

Many college students feel confused and overwhelmed by all of the career decisions they must make. Fortunately, there's a strategy you can use to make the whole process a little easier on your nerves and your brain: Pursue tangible career goals each year you're in school.

The following checklist will help you make better sense of the career-development process and give you a reasonably easy way to move through it.

Freshman Year: Know Thyself

You have enough to worry about during your first year of school without trying to choose your life's work on top of it all. So just start from the beginning: Get to know yourself first.

What does that mean? In essence, it means learning what you enjoy doing (your interests), what you're good at doing (your skills), what's important to you in a future career (your work values) and what makes you, well, you (your personality).

There are lots of ways to go about these tasks. You can:

• Take a few career interest tests at your school's career services office.
• Work one-on-one with a career counselor.
• Take a career planning course if one is available.
• Ask other people in your life (e.g., family and friends) to help you identify your pertinent career-related traits.

You can also sign up for a few off-the-beaten-path academic courses, join a student organization or start reading about various majors and careers -- all so you can explore potential new interests and learn new skills.

Sophomore Year: Explore What's Out There

Once you reach sophomore year, you can start investigating major and career possibilities. How?

• Learn about your school's majors by reading the academic bulletin and talking to faculty in programs that sound interesting. Meet with a career counselor to learn about the types of careers various majors might lead to.
• Talk to people who are working in careers that intrigue you. How did they prepare -- both academically and experientially -- for their jobs? What advice do they have for you?
• Get a part-time job or pursue a volunteer experience that somehow relates to a field that interests you.

You'll likely find that you're ready to declare a major by the time your sophomore year is over, though you can adjust the schedule as necessary if you need more time.

Junior Year: Get Experience

As you move through your junior year, you'll want to focus primarily on gaining experience in your fields of interest.

One of the most common ways of doing so is through an internship or co-op program, which you can set up with the help of a career counselor, professor or, in some cases, on your own. Similarly, you can gain experience through a related part-time job, a volunteer position or a student organization.

Junior year is also a good time to:

• Develop a resume and cover letter, either on your own or with a career counselor's help, and learn how to tailor each document to the specific needs of an employer.
• Start researching companies or organizations you may like to work for someday.
• Attend campus job fairs to get a sense of what the job hunt is like.
• Try to develop alternate career options in case your initial major/career choice doesn't work out.

Senior Year: Search and Transition

You'll spend most of your senior year focusing on your job hunt and the upcoming transition to the real world after graduation. What to do?

• Continue getting experience through an internship, volunteer program or co-op.
• Practice interviewing with a campus career counselor to become comfortable answering and asking employment-related questions.
• Put the finishing touches on your resume and cover letters.
• Take a job search course if your school offers one.
• Use your school's career services office, Web sites like Monster and MonsterTRAK, newspapers and your network of connections to find job openings.
• Research companies and organizations you'll be interviewing with, prepare thoroughly for those interviews and land yourself a job!

Checklist or not, you're bound to feel overwhelmed during the process, but try to keep things in perspective. You may have to modify the checklist to suit your unique needs, but remember that it can be a useful tool to help you successfully identify, prepare for and pursue the career of your dreams.

Volunteer For Career

If ever there were a winning career-development strategy for college students, volunteering is it.

Even if you have only a few hours a month to spare, you can make a significant difference for a person or even an entire organization by offering your time and energy to causes that need help but can't pay for it. And best of all, you can boost your career at the same time.

Learn New Skills

Want to become more comfortable with public speaking? Becoming a volunteer presenter for your local humane society will give you the chance to talk to small groups of potential pet adopters. Does sales intrigue you? Making calls for your school's annual phone-a-thon to alums will teach you how to solicit financial contributions without offending or alienating anyone.

Polish Existing Skills in a Real-World Setting

Are you majoring in a foreign language? The St. Paul chapter of the American Red Cross can give you hands-on experience the classroom will never be able to simulate. The center has an ongoing need for language assistant volunteers who can interpret at local community events and translate educational materials, other documents and more.

Explore Career Options Without a Long-Term Commitment

Healthcare intrigues you, but the only jobs you know about are nurse and doctor. Volunteering at a nearby hospital or nursing home will give you a glimpse of dozens of other healthcare career options.

Make Key Professional Contacts

The woman who teaches you the ropes when you volunteer to lead downhill skiing outings for people with disabilities might someday hire you for a paid internship doing something similar and then for a permanent, full-time job at her agency. At a minimum, she'll become an outstanding professional reference as you look at other internship and job possibilities.

Finding an Opportunity

Here are some simple ways you can find the volunteer job that benefits you as much as the organization you serve:

• Ask Around Campus: Many schools have service-learning offices or volunteer centers set up specifically to help students connect with local volunteer opportunities. To learn more, check your school's Web site or stop by the campus activities or student-life office.
• Use Web-Based Search Tools: Several Web sites list volunteer opportunities online.

Approach a Specific Organization of Interest: The elementary school two blocks from your residence hall could undoubtedly use your help with kids who are somehow struggling. Call the school's main office or stop by to ask about the possibilities.

Job Career

When to Start Looking

It's Never Too Early to Start Your Job Hunt

Is it ever too soon to look for the postgraduation job you want?

The short answer is, "No, it isn't." But the more complete answer is, "It depends on what you mean by look."

Timing is critical in your job search, just as it is in many things in life. Perhaps that's why so many college students have questions like the one below, which appeared recently on the message board:

"I am currently a senior in college and graduating in May. Is it too early to look for jobs?"

Again, the short answer is, "No, it isn't." But the more complete answer is, "It depends on what you mean by look."

One common definition of looking for a job centers on the idea of applying for current job openings by sending a resume and cover letter and trying to land an interview. If this is your definition of looking for a job, then there is such a thing as too soon; it really makes no sense for you to look for a job in this particular way until shortly before you graduate. After all, if you apply for a current job opening in, say, October but you won't be graduating until the following May, then you're really wasting both your and the employer's time and effort.

On the other hand, it's never too soon if you expand the idea of looking for a job to include strategies that are more future-oriented and, usually, more effective. Among the search activities that will help you no matter when you start them:

• Talk to People in Your Future Industry: Regardless of when you'll be graduating, you can start learning more about your field and the opportunities it offers (both now and in the future) by talking to people who are currently working in the industry. This method of looking for a job lets you build the all-important personal relationships that will help you launch your career and maintain it for years to come.
• Read About Your Field: What critical issues are emerging in your future industry? What are people worrying about or looking forward to within your field? Perhaps most importantly, where will the job opportunities be in the near and not-so-near future? You can find out all of that and more by keeping up with trade publications, journals, newspapers and other periodicals in your field. And, of course, the Internet, too, offers volumes of information on all fields, if you're willing to go out and find it, either on your own or with the help of a campus career counselor or reference librarian.
• Monitor Job Listings: Using Internet sites like Monster.com as well as industry Web sites and publications, you can easily get a sense of the types of jobs that are opening up in your field. Keep your eye on current job listings -- not so much with the idea of applying for them, but learning from them. What skills do the employers seem to be looking for the most? What experiences do the employers seem most interested in? And where, geographically and by company, are most jobs currently emerging?
• Network with People You Already Know Well: If you're going to graduate in May, for example, it certainly doesn't hurt for you to mention that now to your professors, your parents, your other relatives and everyone else you run into in your day-to-day life. Start putting out feelers with the people you know, and tell them you're always open to hearing their suggestions or, better yet, learning about job leads they're aware of.

The timing may not always be quite right for you to apply for an appealing job that's immediately available. But it's never too early to start your job search in a behind-the-scenes sort of way. The knowledge you gain and the personal relationships you develop will ultimately put you front and center in the minds of employers, and that's where you want to be anytime

Email Resume Cover Letters

If using an e-mail format when you write a resume cover letter – Keep it short. Make it direct, efficiently and clearly communicating what you're looking for. As you write the resume cover letter, briefly summarize your key skills and experience. A well-written e-mail cover letter will prompt a recruiter to take the time to read your resume. A lengthy, vague or non-specific letter when you write the resume cover letter will cause a recruiter to lose interest.

· When you write the resume e-mail cover letter tailor your message to the employer's needs.

· Put specifics in your subject line when you write the resume cover letter.

· Use your spell check when you write the resume cover letter and proofread your correspondence.

· Before you say thank you by e-mail, consider your audience in your decision to write the resume cover letter.

The medium you choose when you write the resume cover letter must be a good fit for the intended reader. In general, use e-mail when:

· Speed is of the essence when you write the resume cover letter.

· You need to demonstrate technology skills as you write the resume cover letter.

· You’re contacting a high-tech company when you write the resume cover letter.

· Write the resume cover letter when you’re communicating with recruiters.

A Houston candidate for a social service agency, took this route to write the resume cover letter when she was looking for a job at a high-growth technology company. As a candidate for a master’s degree in human-resources development, she found it nearly effortless to find a variety of ads for positions that matched her career goals as she cruised the job boards each evening in her pajamas. She kept a basic cover letter template saved on her computer and adapted it for each posting she targeted. See below.

Write A Resume Cover Letter

Who needs to write a resume cover letter?

Everyone who sends out a resume does! Recruiters and hiring managers often use cover letters as a way to determine their interest in a candidate. If you are sending your resume to a prospective employer, you need to include a separate one-page cover letter. Write a resume cover letter that is tailored to each specific company. Write a resume cover letter and it gives you another chance to emphasize what you have to contribute to the company or organization. Your resume will also answer that question but in a somewhat more rigid format

Write a resume cover letter that:

• indicates your interest in a particular company or position,
• summarizes the most important aspects of your education and experience,
• contact information for the prospective interview is supplied.

Houston Job Search will help you write a resume cover letter and give you more information about effective cover letters.

To write a resume cover letter - pay attention to the following criteria:

• Not even one spelling or typing error when you write a resume cover letter
• Write a resume cover letter and address it to the appropriate person making the hiring decision. Be sure the name is spelled correctly and the title is correct. A touch of formality is good too: address the person as "Mr.," "Ms.," "Mrs.," "Miss," "Dr.," or "Professor."
• Write a resume cover letter in your own words – do not plagiarize. Employers are looking for knowledge, enthusiasm, focus.
• Being "natural" makes many people nervous when they write a resume cover letter. And then even more nervous because they are trying to avoid spelling errors and grammatical mistakes.
• When you write a resume cover letter - research the industry and especially the company. You know who they are, understand what they do and they are your choice!
• Use terms and phrases when you write a resume cover letter that are meaningful to the employer. If you are applying for an advertised position, use the requirements in the ad and put them in BOLD type. For example: the ad says - "2 years' experience processing magnetic media (cartridge, tape, disc); interface with benefit plan design, contracts and claims; and business background with strong analytical & technical skills--dBase, Excel, R&R, SQL."

Make sure when you write a resume cover letter that it contains each of these requirements.

When should you take the time to send correspondence through the regular mail?

• When sending thank-you letters. You can write a longer letter re-emphasizing relevant points from your interview and restating your qualifications as they relate to the needs discussed during your meeting.
• If you’re a senior executive. Traditional mailed correspondence is still the recommended approach for senior-level executives, excepting those in high-tech fields.

When the company and industry are low-tech. If e-mail isn’t a well-accepted mode of communication for your prospective employer, you’re better off using traditional methods.